What homes are listing and selling for in Shirley, what a cash offer would mean against listing, and what selling costs here, from the MLS listings we carry and Shirley’s public records.
14 homes are for sale in Shirley today: 7 single-family houses, 5 condos and 2 multi-family buildings. These are the homes a buyer will compare yours with. The median asking price is $562,450, and prices run from $449,900 to $1,450,000. Single-family homes are asking a median $227 per square foot of living area.
Half of them have been on the market 65 days or less, counted from when our MLS feed first listed them, and 5 came on in the last 30 days. 2 already have an accepted offer with contingencies still open, and 1 has had a price change.
In the last 90 days, 20 Shirley homes left the market (sold, went under agreement or were withdrawn) after a median 24 days listed.
Shirley’s public records show 49 single-family homes at a median $525,000 and 26 condos at a median $406,500 sold in the 12 months to May 2026, the newest sales in its assessor file. (MassGIS, Property Tax Parcels)
Shirley’s fiscal 2026 assessments put the median single-family home at $508,100 (1,590 homes) and the median condo at $300,000 (345 units). An assessed value is set for property tax and can differ from what a home sells for. (MassGIS, Property Tax Parcels)
“We buy houses” companies offer a quick sale for cash, often with no showings and no repairs. They make their money by paying less than a home would sell for on the open market, then fixing and reselling it, renting it out, or selling their contract to another investor. A North Carolina deputy attorney general told AARP that sellers to these buyers can end up with about 60% of market value. (AARP, “We buy houses” offers)
Many of these investors price offers with the “70% rule”: pay no more than 70% of what the home should sell for after it’s fixed up, minus the cost of the repairs. Taking Shirley’s median single-family sale ($525,000, the 12 months to May 2026) as the after-repair value, that’s at most $367,500 before any repairs come off, $157,500 under the market price. (Rocket Mortgage, the 70% rule)
Instant-offer companies (iBuyers) offer closer to market value, then take a service fee and deduct the repairs their inspection finds. A National Bureau of Economic Research study found iBuyers bought homes about 3% below market value, with Opendoor’s service fee around 6.5% in 2020; in 2022 the FTC found Opendoor’s offers had come in below market value and settled with it for $62 million. (NBER w28252, iBuyers; FTC, Opendoor settlement (2022))
Listing your home puts it in front of every buyer looking in Shirley, where 14 other homes are for sale right now. Buyers compete on price and terms, and you choose the offer. You pay the commission you agree on in your listing agreement, which is negotiable, and the deed stamps and other costs below apply however you sell.
A cash sale can make sense when speed or certainty matters more than price: a home that needs major work, an estate that has to be settled, or a deadline. Before you sign one, get a market valuation to compare it with, and read the contract closely, including who the buyer really is and when they can back out.
| Cash investor | Instant offer (iBuyer) | Listing your home | |
|---|---|---|---|
| How the price is set | The investor’s resale or rental math, often the 70% rule | The company’s estimate of market value, about 3% under it in one study | Buyers competing for your home |
| What comes off | Repairs, at the investor’s estimate | A service fee and repairs | The commission you negotiate |
| On a $525K home | At most $368K before repairs | Market estimate minus the fee and repairs | What buyers pay, minus the commission |
| Showings and repairs | None | An inspection; repairs come off the price | Showings; repairs are your choice |
Tell us about your home and we’ll send you a free, no-obligation valuation built from Shirley’s recent sales and the homes for sale near you. We’ll also tell you plainly whether a cash sale or a listing makes more sense for you. Call (617) 734-5050 or email [email protected].
Whoever buys your home, these are the costs and paperwork a Massachusetts seller should plan for.
All Shirley homes for sale and rent
Massachusetts charges $4.56 per $1,000 of the price, and the seller pays it. On Shirley’s median single-family sale ($525,000, the 12 months to May 2026), that’s $2,394.
If your home has a septic system, yes: it needs to pass a Title 5 inspection within two years before the sale (three with yearly pumping). 19 of the 28 Shirley homes listed for sale since July sit outside MassDEP’s estimated sewer service areas.
The 14 homes for sale in Shirley now have been listed a median 65 days, counted from when our MLS feed first listed them. Homes that left the market in the last 90 days (sold, under agreement or withdrawn) had been listed a median 24 days.
It trades price for speed. Under the 70% rule many cash investors use, an offer on a home worth $525,000 would be at most $367,500 before repairs. Listing reaches every buyer looking in Shirley. Get a market valuation first, so you can compare the two.
Single-family homes in Shirley sold for a median $525,000 in the 12 months to May 2026, and condos for $406,500. The median single-family assessment is $508,100 for fiscal 2026. Yours depends on its size, condition and street; ask us for a free valuation.
Days listed count from when our MLS feed first listed each home; homes already on the market when the feed began (July 2026) count from then. Listing information from MLS Property Information Network (MLS PIN), deemed reliable but not guaranteed.
Assessed values and recorded sales are public records from municipal assessors (via MassGIS). An assessed value is set for taxation and may differ from market value; sales are those recorded at a price near the assessed value, so gifts and family transfers are left out.
Septic and lead figures count the homes listed for sale in Shirley since our feed began, with coordinates or a year built. Checked 2026-11-03.